All Blog Posts

April 16, 2021

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How to Choose Between a Short-Term Loan and a Long-Term Loan

Choosing between short-term and long-term loans.

June 21, 2017

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How to cut the cable TV cord

Do you enjoy paying a lot of money every month to a company you don’t like? For TV channels you don’t watch? Probably not.

April 27, 2021

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How Does Your Credit Score Impact Your Loan Options?

How credit scores impact loan options.

June 22, 2021

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How Do I Know When I’m Borrowing Enough Money?

Borrowing enough money wisely.

December 3, 2018

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What you should know about holiday loans

Holiday loans explained.

September 9, 2019

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How Financial Fees Pack a Punch

Financial fees and their impact.

Metal tap and pig money box isolated on white. Implies that water is inexpensive to drink.

December 20, 2022

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How Drinking Water Saves You Money

The simple act of drinking more water can be a huge money saver, learn how now!

May 4, 2020

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How Do Interest Rates Actually Work?

Understanding how interest rates work.

August 25, 2020

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How College Students can Save Money During COVID

Saving money tips for college students during COVID.

Financial Literacy Tools

The Native American Financial Services Association (NAFSA) mission is to advocate for tribal sovereignty, promote responsible financial services, and provide better economic opportunity in Indian Country for the benefit of tribal communities. Lack of financial literacy and education is a major problem in the United States. Spotloan is proud to promote financial literacy content on behalf of NAFSA as a resource that encourages all people to take control of their finances and empowers them to understand how their finances work.

Explore Tools

Spotloan is a brand owned by BlueChip Financial ("BlueChip"), a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian tribe (the "Tribe"). BlueChip is located on, operates within, and originates and services loans from the Tribe’s reservation. Though Spotloans are available to residents of certain states, consumers should know that BlueChip’s lending license is issued by the Tribe's Lending Commission, and not by the states in which its consumers may reside. Although the visitation is electronic, consumers are coming on to the Tribe’s reservation and subject to the Tribe’s jurisdiction to obtain a Spotloan.