Credit Information

April 27, 2021

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How Does Your Credit Score Impact Your Loan Options?

How credit scores impact loan options.

February 18, 2020

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Changes to the FICO Score in 2020 - What You Should Know

FICO score changes in 2020.

January 14, 2020

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Start 2020 Off Right with a Credit Report Review

Credit Report Review.

Dollar bills folded in the shape of a broken heart, with a yellow cut out of a person on either side.

May 30, 2023

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3 Financial Hacks to Salvage Your Credit Score After a Divorce

Financial hacks to rebuild credit post-divorce.

888-681-6811

help@spotloan.com

Spotloan, PO Box 720, Belcourt, ND 58316

Spotloans are designed to help you deal with emergencies such as rent, medical bills, car repairs, and expenses related to your job. Spotloans are not intended to solve longer-term credit or other financial needs, and alternative forms of credit may be better for you, including borrowing from a friend or relative, using a credit card cash advance, taking out a personal loan, or using a home equity loan or savings. Contact our customer service team by email at help@spotloan.com or by phone at 888-681-6811 to discuss if a Spotloan is right for you.

Spotloan is a brand owned by Ningo Lending LLC ("Ningo"), a tribal limited liability company formed under the laws of and wholly owned by the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian tribe (the “Tribe”). Ningo is located on, operates within, and originates and services loans from the Tribe’s reservation. Though Spotloans are available to residents of certain states, consumers should know that Ningo’s lending license is issued by the Tribe's Lending Commission, and not by the states in which its consumers may reside. Although the visitation is electronic, consumers are coming on to the Tribe’s reservation and subject to the Tribe’s jurisdiction to obtain a Spotloan.